Middlesex County and Middlesex Borough property record for 521 Howard Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,250 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Oct 2021) |
| Tax Bill | $8,700 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00302-0000-00047 |
| Primary APN | 10-00302-0000-00047 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 521 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 48 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 302 |
| Legal Lot Number | 47 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Dec 21, 2018 | Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | Nov 2, 2015 · Amount on Record |
| Deed Document Number | 2021127827 |
| Deed Book / Page | 18665 / 1313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 8, 2021 |
| Property Address | 521 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000127827 |
| Book / Page | 18665 / 1313 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021127827 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,599.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 WILLOW WOODS TRL, 9, WARREN, NJ 07059-5565 |
| Name | Verified Name |
|---|---|
| Address | 521 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000127828 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021127828 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Dec 21, 2018 |
| Property Address | 521 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000108651 |
| Book / Page | 17382 / 0799 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 201800108651 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 NICOLE AVE, 2, MIDDLESEX, NJ |
| Name | Verified Name |
|---|---|
| Address | 2 NICOLE AVE, MIDDLESEX, NJ |
| Document Number | 0000108652 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 201800108652 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,200 (+7.99%) Land $134,800 Building $308,400 | $443,200 (+7.99%) Land $134,800 Building $308,400 | |
| 2025 | $8,700.00 (-4.76%) | $410,400 (+3.95%) Land $134,800 Building $275,600 | $410,400 (+3.95%) Land $134,800 Building $275,600 |
| 2024 | $9,135.00 (+1.83%) | ||
| 2023 | $394,800 (+335.28%) Land $134,800 Building $260,000 | $394,800 (+335.28%) Land $134,800 Building $260,000 | |
| 2022 | $8,971.00 | $90,700 Land $30,000 Building $60,700 | $90,700 Land $30,000 Building $60,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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