520 Howard Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 520 Howard Ave, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,122 sqft · built 1953
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Tax Bill$9,144 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00301-0000-00011

Property Details

APN / Parcel Number

Primary APN10-00301-0000-00011
Alternative APN
  • 100030100011

Interior

Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area1,122 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address520 HOWARD AVE
CityMIDDLESEX
StateNJ
Zip08846-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60A
Legal Description50X100 12
Legal SubdivisionWATCHUNG ESTATES
Legal Block301
Legal Lot Number11
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group3
Census Block3005
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 HOWARD AVE, MIDDLESEX, NJ 08846-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address520 HOWARD AVE, MIDDLESEX, NJ 08846-2416
Document Number0000011760
Instrument DateMay 3, 2017
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 HOWARD AVE MIDDLESEX NJ 088462416, MIDDLESEX, NJ 08846-2416

Mortgage

Document Number0000011760
DateMay 18, 2017
Book Page016771/000216
Instrument11760
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,200 (+2.73%) Land $134,800 Building $320,400$455,200 (+2.73%) Land $134,800 Building $320,400
2025$9,144.00 (+5.44%) Veteran's exemption$443,100 (+14.91%) Land $134,800 Building $308,300$443,100 (+14.91%) Land $134,800 Building $308,300
2024$8,672.00 (-1.23%)
2023$385,600 Land $134,800 Building $250,800$385,600 Land $134,800 Building $250,800
2022$8,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2014)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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