Middlesex County and Middlesex Borough property record for 525 Howard Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,500 (May 2022) |
| Tax Bill | $9,074 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00302-0000-00045 |
| Primary APN | 10-00302-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 525 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 46 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 302 |
| Legal Lot Number | 45 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 525 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2009 · Amount on Record |
| Deed Document Number | 202249021 |
| Deed Book / Page | 18933 / 1866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 20, 2022 |
| Property Address | 525 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000049021 |
| Book / Page | 18933 / 1866 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022049021 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 SYLVAN RD, 35, HIGH BRIDGE, NJ 08829-1716 |
| Name | Verified Name |
|---|---|
| Address | 525 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000049022 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022049022 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 525 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000088132 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 525 HOWARD AVE MIDDLESEX NJ 088462417, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000088132 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 017661/000215 |
| Instrument | 88132 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,000 (+7.01%) Land $134,800 Building $323,200 | $458,000 (+7.01%) Land $134,800 Building $323,200 | |
| 2025 | $9,074.00 (+10.66%) | $428,000 (+20.77%) Land $134,800 Building $293,200 | $428,000 (+20.77%) Land $134,800 Building $293,200 |
| 2024 | $8,200.00 (+16.78%) | ||
| 2023 | $354,400 Land $134,800 Building $219,600 | $354,400 Land $134,800 Building $219,600 | |
| 2022 | $7,022.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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