Middlesex County and Middlesex Borough property record for 513 Howard Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1953 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Nov 2025) |
| Tax Bill | $8,925 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00302-0000-00051 |
| Primary APN | 10-00302-0000-00051 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 513 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 52 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 302 |
| Legal Lot Number | 51 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit FINANCIAL RESOURCES FCU |
| Nov 21, 2025 | Deed, Transfer · Conventional Mortgage CLASSIC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Feb 3, 2004 · Amount on Record |
| Deed Document Number | 202571876 |
| Deed Book / Page | 19883 / 1096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 513 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000028845 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 19212/1360 |
| Instrument | 2023028845 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Address | PENNSVILLE, NJ 08070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 21, 2025 |
| Property Address | 513 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Document Number | 0000071876 |
| Book / Page | 19883 / 1096 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025071876 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,753.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 NORTHUMBERLAND DR, TOMS RIVER, NJ 08757-4713 |
| Name | Verified Name |
|---|---|
| Address | 513 HOWARD AVE, MIDDLESEX, NJ 08846-2417 |
| Investor | Possibly a Property Investor |
| Document Number | 0000071877 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025071877 |
| Name | CLASSIC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,000 (+5.7%) Land $134,800 Building $310,200 | $445,000 (+5.7%) Land $134,800 Building $310,200 | |
| 2025 | $8,925.00 (+12.49%) | $421,000 (+22.78%) Land $134,800 Building $286,200 | $421,000 (+22.78%) Land $134,800 Building $286,200 |
| 2024 | $7,934.00 (+15.59%) | ||
| 2023 | $342,900 Land $134,800 Building $208,100 | $342,900 Land $134,800 Building $208,100 | |
| 2022 | $6,864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures