Kenton County property record for 512 E 20th St, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,866 sqft · built 1925 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $70,100 (Oct 2013) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-32-21-014.00 |
| Primary APN | 055-32-21-014.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 4,750 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553221014.00 |
|---|---|
| Street Address | 512 E 20TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATCH & CO SEC 9 PT LOT 86 50'X 95' NS 20TH 50' W OAKLAND |
| Legal Subdivision | PATCH & CO |
| Legal Phase | 9 |
| Legal Lot Number | 86 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-21-014.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 512 E 20TH ST, COVINGTON, KY 41014-1510 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on Record |
| Deed Sale | Oct 11, 2013 · Amount on Record |
| Prior Sale | Oct 11, 2013 · Amount on Record |
| Deed Document Number | 0005286319 |
| Deed Book / Page | 5286 / 319 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 512 E 20TH ST, COVINGTON, KY 41014-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 512 E 20TH ST, COVINGTON, KY 41014-1510 |
| Document Number | 0005900216 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 196/833 |
| Instrument | 21040605900216 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 512 E 20TH ST, COVINGTON, KY 41014-1510 |
| Document Number | 0000000158 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 E 20TH ST COVINGTON KY 410141510, COVINGTON, KY 41014-1510 |
| Document Number | 0000000158 |
|---|---|
| Date | Jun 03, 2019 |
| Book Page | 0C6672/000139 |
| Instrument | 158 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 (-0.48%) | $140,000 (-) Land $5,000 Building $135,000 | $140,000 (-) Land $5,000 Building $135,000 |
| 2023 | $1,864.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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