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521 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 521 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,239 sqft · built 2022
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$741,400 (Jun 2022)
Tax Bill$12,099 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029011-8200

Property Details

APN / Parcel Number

Primary APN029011-8200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,239 sqft Living Area
Gross Area4,007 sqft
1st Floor Area3,239 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address521 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 820 OR5577/1835
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number820
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address521 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Deed Document Number202259092
Deed Book / Page5577 / 1835
Record UpdatedJun 8, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 13, 2022
Property Address521 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112
Document Number0055771835
Book / Page5577 / 1835
Map ReferenceMB 107 PG 24-37
Instrument DateJun 10, 2022
Instrument2022059092
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,189.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112

Mortgage

Document Number0055771837
DateJun 13, 2022
Instrument5577/1837
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$646,061 (+0.18%) Land $160,000 Building $486,061$646,061 (-1.37%) Land $160,000 Building $486,061
2025$12,099.00 (+7.84%) Homeowner's exemption$644,929 (+5.99%)$655,049 (+7.65%) Land $155,000 Building $500,049
2024$11,219.00 (+1.38%)
2023$11,066.00 (+99.64%) Homeowner's exemption$608,498 (+352.75%)$608,498 (+352.75%) Land $101,000 Building $507,498
2022$5,543.00$134,400$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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