553 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 553 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,936 sqft · built 2023
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$730,561 (Mar 2023)
Tax Bill	$9,684 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`029011-8220`

Property Details

APN / Parcel Number

Primary APN	`029011-8220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,936 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	2,936 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	553 BACK CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	107/24-37 WHISPER CREEK PHASE 6 LOT 822 OR5730/1727
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 6
Legal Phase	6
Legal Block	1
Legal Lot Number	822
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20905

Owner

553 Back Creek Dr is owned and occupied by an individual who bought it in March 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	553 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage THIRD FSLA OF CLEVELAND
Nov 22, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Nov 22, 2021 · Amount on File
Deed Document Number	202323054
Deed Book / Page	5730 / 1727
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 28, 2023
Property Address	553 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112
Document Number	0057301727
Book / Page	5730 / 1727
Map Reference	MB 107 PG 24-37
Instrument Date	Mar 27, 2023
Instrument	2023023054
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,114.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112

Mortgage

Document Number	0057301729
Date	Mar 28, 2023
Instrument	5730/1729

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Change Frequency	6 Months
Min Rate At Change	3.24%
Max Rate At Change	7.24%
Index	Other
Max Rate	11.2%

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 22, 2021
Property Address	553 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0112
Document Number	0054251551
Book / Page	5425 / 1551
Map Reference	MB 107 PG 24-37
Instrument Date	Nov 22, 2021
Instrument	2021126478
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 553 Back Creek Dr was $9,684 with a homeowner's exemption, down 15.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,203 (+2.7%)	$613,876 (+0.95%) Land $160,000 Building $453,876
2025	$9,684.00 (-15.45%) Homeowner's exemption	$465,631 (-23.16%)	$608,073 (+0.35%) Land $155,000 Building $453,073
2024	$11,453.00 (+123.56%)	$605,938 (+499.94%)	$605,938 (+499.94%) Land $130,000 Building $475,938
2023	$5,123.00 (-3.47%)	$101,000 (-24.85%)	$101,000 (-24.85%) Land $101,000
2022	$5,307.00	$134,400	$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 553 Back Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 553 Back Creek Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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