5201 Spring Mist Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5201 Spring Mist Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.329 acres (14,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$817,000 (Nov 2025)
Tax Bill	$8,212 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21364901180000`

Property Details

APN / Parcel Number

Primary APN	`21364901180000`
Alternative APNs	`364901180000` `91036973`

Exterior

Lot Area	14,340 sqft (0.329 acres)

Location & Zoning

Account Number	91036973
Street Address	5201 SPRING MIST CT
City	PROSPECT
State	KY
Zip	40059-7651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SPRING FARM LAKE SUBDIVISION, SEC 2, PB. 54, PG. 89, 0.3292 AC +/-
Legal Subdivision	SPRING FARM LAKE SUBDIVISION
Legal Lot Number	18
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed, Transfer
May 19, 2022	Deed, Transfer · Conventional Mortgage ECLIPSE BANK INC
Sep 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	2025137525
Deed Book / Page	13191 / 296
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 3, 2025
Property Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0000137525
Book / Page	D 13191 / 296
Map Reference	MB 54 PG 89
Instrument Date	Oct 31, 2025
Instrument	2025137525
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 S BUCKEYE LN, GOSHEN, KY 40026-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 19, 2022
Property Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0000115007
Book / Page	D 12358 / 363
Map Reference	MB 54 PG 89
Instrument Date	May 17, 2022
Instrument	2022115007
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	KENTUCKY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6324 MEETING ST APT 270, 270, PROSPECT, KY 40059-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651

Mortgage

Document Number	0000115008
Date	May 19, 2022
Instrument	2022115008

Lender

Name	ECLIPSE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	5.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Sep 21, 2021
Property Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651
Document Number	0000236169
Book / Page	D 12143 / 147
Map Reference	MB 54 PG 89
Instrument Date	Jul 27, 2021
Instrument	2021236169
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5201 SPRING MIST CT, PROSPECT, KY 40059-7651

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,212.00 (-2.3%) Homeowner's exemption	$785,000 (-) Land $155,100 Building $629,900
2024	$8,405.00 (-7.54%) Homeowner's exemption	$785,000 (-) Land $155,100 Building $629,900	$785,000 (-) Land $155,100 Building $629,900
2023	$9,090.00 (+30.58%) Homeowner's exemption	$785,000 (+22.74%) Land $155,100 Building $629,900	$785,000 (+22.74%) Land $155,100 Building $629,900
2022	$6,961.00 Homeowner's exemption	$639,580 Land $155,100 Building $484,480	$639,580 Land $155,100 Building $484,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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