52000 Ray Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 52000 Ray Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,188 sqft · built 1974
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Feb 2025)
Tax Bill	$2,277 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-19-127-001.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-19-127-001.000-011`
Alternative APN	`00610460986`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,623 sqft
Basement Area	601 sqft
Finished Basement	435 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	132 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00610460986
Street Address	52000 RAY DR
City	GRANGER
State	IN
Zip	46530-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 HINTONS BITTERSWEET SUB SIXTH SECTION
Legal Range	04E
Legal Township	38
Legal Section	19
Legal Subdivision	HINTONS BITTERSWEET SUB
Legal Lot Number	50
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1015
Census Tract	11406

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	52000 RAY DR, GRANGER, IN 46530-9299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME LOANS MORTGAGE
Jun 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Dec 12, 2023	Deed of Trust, Mortgage HUD
Feb 14, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Jun 11, 2014
Deed Document Number	2503441
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52000 RAY DR, GRANGER, IN 46530-9299
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001809431
Date	Apr 20, 2018
Instrument	1809431

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 13, 2058

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52000 RAY DR, GRANGER, IN 46530-9299
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002017942
Date	Jun 30, 2020
Instrument	2017942

Lender

Name	MERIDIAN HOME LOANS MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52000 RAY DR, GRANGER, IN 46530-9299
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217996
Date	Jun 20, 2022
Instrument	2217996

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jun 25, 2039

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52000 RAY DR, GRANGER, IN 46530-9299
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002328978
Date	Dec 12, 2023
Instrument	2328978

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2050

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 14, 2025
Property Address	52000 RAY DR, GRANGER, IN 46530-9299
Document Number	0002503441
Map Reference	PB 27 PG H
Instrument Date	Feb 6, 2025
Instrument	2503441
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52000 RAY DR, GRANGER, IN 46530-9299

Mortgage

Document Number	0002503442
Date	Feb 14, 2025
Instrument	2503442

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,400 (+30.62%) Land $75,500 Building $264,900	$340,400 (+30.62%) Land $75,500 Building $264,900
2024	$2,277.00 (+0.71%)	$260,600 (-1.99%) Land $75,500 Building $185,100	$260,600 (-1.99%) Land $75,500 Building $185,100
2023	$2,261.00 (-7.56%)	$265,900 (+1.84%) Land $75,500 Building $190,400	$265,900 (+1.84%) Land $75,500 Building $190,400
2022	$2,446.00	$261,100 Land $75,500 Building $185,600	$261,100 Land $75,500 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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