St. Joseph County property record for 51977 Ray Dr, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1975 |
| Lot Size | 0.437 acres (19,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,868 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-05-18-379-002.000-011 |
| Primary APN | 71-05-18-379-002.000-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,574 sqft Living Area |
| Basement Area | 494 sqft |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 19,075 sqft (0.437 acres) |
| Lot Dimensions | 175 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00610460997 |
|---|---|
| Street Address | 51977 RAY DR |
| City | GRANGER |
| State | IN |
| Zip | 46530-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 HINTONS BITTERSWEET SUB SIXTH SECTION SEC 18 38 4E |
| Legal Range | 04E |
| Legal Township | 38 |
| Legal Section | 18 |
| Legal Subdivision | HINTONS BITTERSWEET SUB |
| Legal Lot Number | 61 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | HARRIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11406 |
51977 Ray Dr is owned and occupied by two individuals who acquired it in February 1996.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51977 RAY DR, GRANGER, IN 46530-9298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 1996 |
| Deed Sale | Feb 2, 1996 |
| Record Updated | Jun 8, 2026 |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Harris Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,700 Land $64,600 Building $193,100 | $257,700 Land $64,600 Building $193,100 | |
| 2024 | $1,868.00 (-4.06%) | ||
| 2023 | $1,947.00 (-8.16%) | $226,000 (+0.8%) Land $64,600 Building $161,400 | $226,000 (+0.8%) Land $64,600 Building $161,400 |
| 2022 | $2,120.00 | $224,200 Land $64,600 Building $159,600 | $224,200 Land $64,600 Building $159,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51977 Ray Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51977 Ray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Mercury Fiber.
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