51999 Ray Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 51999 Ray Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1975
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-18-379-003.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-18-379-003.000-011`
Alternative APN	`00610460998`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	2,100 sqft
Basement Area	1,050 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Block Painted
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,002 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	51999 RAY DR
City	GRANGER
State	IN
Zip	46530-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 HINTONS BITTERSWEET SUB SIXTH SECTION SEC 18 38 4E
Legal Range	4E
Legal Township	38
Legal Section	18
Legal Subdivision	HINTONS BITTERSWEET SUB
Legal Lot Number	62
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1012
Census Tract	11406

Owner

51999 Ray Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51999 RAY DR, GRANGER, IN 46530-9298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Mar 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026
Deed Sale	Jul 29, 2026
Deed Document Number	202619866
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	0000007919
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 29, 2026
Property Address	51999 RAY DR, GRANGER, IN 46530-9298
Document Number	0000019866
Instrument Date	Jul 27, 2026
Instrument	202619866
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51999 RAY DR, GRANGER, IN 46530-9298

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	51999 RAY DR, GRANGER, IN 46530-9298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2036884
Date	Nov 25, 2020
Instrument	2036884

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 24, 2020
Property Address	51999 RAY DR, GRANGER, IN 46530-9298
Document Number	2007919
Map Reference	PB 27 PG H
Instrument Date	Mar 5, 2020
Instrument	2007919
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51999 RAY DR, GRANGER, IN 46530-9298

Tax Assessment & Valuation

The 2025 property tax bill for 51999 Ray Dr was $1,593 with a homeowner's exemption, up 1.7% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,593.00 (+1.72%)	$225,600 Land $58,700 Building $166,900	$225,600 Land $58,700 Building $166,900
2024	$1,566.00 (+6.17%)
2023	$1,475.00 (-7.52%)	$193,200 (+1.9%) Land $58,700 Building $134,500	$193,200 (+1.9%) Land $58,700 Building $134,500
2022	$1,595.00	$189,600 Land $58,700 Building $130,900	$189,600 Land $58,700 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51999 Ray Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51999 Ray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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