St. Joseph County property record for 51980 Ray Dr, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,429 sqft · built 1973 |
| Lot Size | 0.359 acres (15,660 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,654 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-05-18-380-001.000-011 |
| Primary APN | 71-05-18-380-001.000-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| Basement Area | 1,429 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 15,660 sqft (0.359 acres) |
| Lot Dimensions | 180 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00610460987 |
|---|---|
| Street Address | 51980 RAY DR |
| City | GRANGER |
| State | IN |
| Zip | 46530-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 HINTONS BITTERSWEET SUB SIXTH SECTION SEC 18 38 4E |
| Legal Range | 04E |
| Legal Township | 38 |
| Legal Section | 18 |
| Legal Subdivision | HINTONS BITTERSWEET SUB |
| Legal Lot Number | 51 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | HARRIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11406 |
51980 Ray Dr is owned by a company that acquired it in January 2018 and is owner-occupied.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 51980 RAY DR, GRANGER, IN 46530-9298 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU |
| Jan 23, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 |
| Deed Sale | Jan 23, 2018 |
| Deed Document Number | 1801856 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51980 RAY DR, GRANGER, IN 46530-9298 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1716797 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 1716797 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jun 17, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jan 23, 2018 |
| Property Address | 51980 RAY DR, GRANGER, IN 46530-9298 |
| Document Number | 1801856 |
| Map Reference | PB 27 PG H |
| Instrument Date | Jan 15, 2018 |
| Instrument | 1801856 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51980 RAY DR, GRANGER, IN 46530-9298 |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Harris Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,100 Land $51,600 Building $186,500 | $238,100 Land $51,600 Building $186,500 | |
| 2024 | $1,654.00 (-1.84%) | ||
| 2023 | $1,685.00 (-7.52%) | $214,600 (+2.09%) Land $51,600 Building $163,000 | $214,600 (+2.09%) Land $51,600 Building $163,000 |
| 2022 | $1,822.00 | $210,200 Land $51,600 Building $158,600 | $210,200 Land $51,600 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51980 Ray Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51980 Ray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Mercury Fiber.
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