520 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 520 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,359 sqft · built 1923
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Dec 1999)
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-27-403-006`

Property Details

APN / Parcel Number

Primary APN	`15-27-403-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
Gross Area	2,481 sqft
Basement Area	906 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	520 WATSON ST
City	AURORA
State	IL
Zip	60505-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADDN LOT 4 BLK 17 LOT DIMENSIONS: 66 X 132 APPROX LOT SQ FT 8712 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BIDWELLS ADDN
Legal Block	17
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5007
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 WATSON ST, AURORA, IL 60505-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2019	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1999 · Amount on Record
Deed Sale	Dec 22, 1999 · Amount on Record
Deed Document Number	1999120064
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	520 WATSON ST, AURORA, IL 60505-4820
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WATSON ST, AURORA, IL 60505-4820

Mortgage

Document Number	0000069373
Date	Sep 13, 2021
Instrument	2021K069373

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Mar 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	520 WATSON ST, AURORA, IL 60505-4820
Document Number	0000016289
Instrument Date	Apr 13, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WATSON ST KANE IL 62054, KANE, IL 62054

Mortgage

Document Number	0000016289
Date	Apr 26, 2019
Instrument	16289

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,516.00 (+24.12%)	$84,461 (+9.39%) Land $9,227 Building $75,234	$253,484 (+9.39%) Land $27,692 Building $225,792
2024		$77,211 (+32%) Land $8,435 Building $68,776	$231,726 (+32.06%) Land $25,315 Building $206,411
2022	$4,444.00 (+1.09%)	$58,491 (+7.41%) Land $6,877 Building $51,614	$175,473 (+7.41%) Land $20,631 Building $154,842
2021	$4,396.00	$54,456 Land $6,403 Building $48,053	$163,368 Land $19,209 Building $144,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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