515 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 515 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Sep 2013)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-27-402-015`

Property Details

APN / Parcel Number

Primary APN	`15-27-402-015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,964 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	515 WATSON ST
City	AURORA
State	IL
Zip	60505-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADDN : LOT 14 BLK 18 LOT DIMENSIONS: 66 X 132 APPROX LOT SQ FT 8712 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BIDWELLS ADDN
Legal Block	18
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5008
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 WATSON ST, AURORA, IL 60505-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2013 · Amount on Record
Deed Sale	Sep 25, 2013 · Amount on Record
Prior Sale	Apr 3, 2013
Deed Document Number	201369490
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	515 WATSON ST, AURORA, IL 60505-4819
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025078
Date	Jul 25, 2023
Instrument	2023K025078

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	515 WATSON ST, AURORA, IL 60505-4819
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060038
Date	Dec 14, 2018
Instrument	2018K060038

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (+23.61%) Homeowner's exemption Senior Citizen's exemption	$74,675 (+9.39%) Land $9,412 Building $65,263	$224,115 (+9.39%) Land $28,247 Building $195,867
2024		$68,265 (+22.66%) Land $8,604 Building $59,661	$204,877 (+22.71%) Land $25,822 Building $179,055
2022	$3,100.00 (-16.17%) Homeowner's exemption	$55,653 (+7.41%) Land $7,015 Building $48,638	$166,959 (+7.41%) Land $21,045 Building $145,914
2021	$3,698.00 Homeowner's exemption	$51,814 Land $6,531 Building $45,283	$155,442 Land $19,593 Building $135,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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