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525 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 525 Watson St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,201 sqft · built 1904
Lot Size0.133 acres (5,808 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Feb 2016)
Tax Bill$3,748 (2025)
Deeds & MortgagesDec 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-402-017

Property Details

APN / Parcel Number

Primary APN15-27-402-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,201 sqft Living Area
Gross Area2,693 sqft
Basement Area897 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Construction TypeFrame
Lot Area5,808 sqft (0.133 acres)
Lot Dimensions132 ft deep x 44 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address525 WATSON ST
CityAURORA
StateIL
Zip60505-4819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIDWELLS ADDN N 22 FT LOT 12 & S 22 FT LOT 13 BLK 18 LOT DIMENSIONS: 44 X 132 APPROX LOT SQ FT 5808 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionBIDWELLS ADDN
Legal Block18
Legal Lot Number12-13
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group5
Census Block5008
Census Tract854301

Owner

525 Watson St is owned and occupied by an individual who bought it in February 2016.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address525 WATSON ST, AURORA, IL 60505-4819
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 29, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2016 · Amount on File
Deed SaleFeb 11, 2016 · Amount on File
Prior SaleOct 27, 2006 · Amount on File
Deed Document Number20166864
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address525 WATSON ST, AURORA, IL 60505-4819
Transaction TypeMortgage
Record UpdatedDec 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057105
DateDec 1, 2022
Instrument2022K057105
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052
Interest
Rate5.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address525 WATSON ST, AURORA, IL 60505-4819
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065432
DateOct 29, 2020
Instrument2020K065432
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 525 Watson St was $3,748 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,748.00 Homeowner's exemption$65,391 (+9.39%) Land $6,150 Building $59,241$196,252 (+9.39%) Land $18,457 Building $177,794
2024$59,778 Land $5,622 Building $54,156$179,406 Land $16,873 Building $162,533
2022$3,246.00 (+2.14%) Homeowner's exemption$48,733 (+7.41%) Land $4,583 Building $44,150$146,199 (+7.41%) Land $13,749 Building $132,450
2021$3,178.00 Homeowner's exemption$45,371 Land $4,267 Building $41,104$136,113 Land $12,801 Building $123,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Watson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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