504 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 504 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1920
Lot Size	0.7 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2022)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-403-028`

Property Details

APN / Parcel Number

Primary APN	`15-27-403-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,049 sqft (0.7 acres)
Lot Dimensions	75 ft deep x 37 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	504 WATSON ST
City	AURORA
State	IL
Zip	60505-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADD SLY 31 FT W 75 FT LOT 1 & N 6 FT W 75 FT LOT 2 BLK 17
Legal Subdivision	BIDWELLS ADD
Legal Block	17
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5007
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 WATSON ST, AURORA, IL 60505-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	202229213
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0000029288
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 2, 2022
Property Address	504 WATSON ST, AURORA, IL 60505-4820
Document Number	0000029213
Instrument Date	May 18, 2022
Instrument	2022K029213
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 WATSON ST, 504, AURORA, IL 60505-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	504 WATSON ST, AURORA, IL 60505-4820

Mortgage

Document Number	0000029214
Date	Jun 2, 2022
Instrument	2022K029214

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2019
Property Address	504 WATSON ST, AURORA, IL 60505-4820
Document Number	0000011193
Instrument Date	Mar 1, 2019
Instrument	2019K011193
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 5TH AVE, AURORA, IL 60505-5027

Mortgage

Document Number	0000011194
Date	Mar 22, 2019
Instrument	2019K011194

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (+15.48%) Homeowner's exemption	$51,862 (+9.39%) Land $3,880 Building $47,982	$155,648 (+9.39%) Land $11,645 Building $144,004
2024		$47,410 (+22.67%) Land $3,547 Building $43,863	$142,287 (+22.72%) Land $10,645 Building $131,642
2022	$2,480.00 (+2.48%) Homeowner's exemption	$38,649 (+7.41%) Land $2,891 Building $35,758	$115,947 (+7.41%) Land $8,673 Building $107,274
2021	$2,420.00 Homeowner's exemption	$35,983 Land $2,692 Building $33,291	$107,949 Land $8,076 Building $99,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures