520 Sutton Pl, Memphis, TN 38120 Property Records

Shelby County property record for 520 Sutton Pl, Memphis, TN 38120

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 5,838 sqft · built 1980
Lot Size0.51 acres (22,222 sqft)
OwnerCompany Name on Record
Last Sale$437,500 (Mar 2002)
Tax Bill$4,086 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN05-6055-A0-0047

Property Details

APN / Parcel Number

Primary APN05-6055-A0-0047

Interior

Bedrooms6 Beds
Full Baths5 Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area5,838 sqft Living Area
Gross Area6,463 sqft
1st Floor Area3,508 sqft
Utility Area72 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,222 sqft (0.51 acres)
Lot Dimensions149 ft deep x 123 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area354 sqft
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address520 SUTTON PL
CityMEMPHIS
StateTN
Zip38120-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionNS ASHLEY SQ S COR SUTTON PL NE
Legal SubdivisionKING ARMS REV P U D PHASE 1
Legal Lot Number48
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group1
Census Block1010
Census Tract9600

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address520 SUTTON PL, MEMPHIS, TN 38120-2428
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional with PMI
IBERIABANK
Jul 24, 2017Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2002 · Amount on Record
Deed SaleMar 28, 2002 · Amount on Record
Prior SaleJul 31, 1997 · Amount on Record
Deed Document Number200253013
Last Transfer DateJul 24, 2017
Transfer Doc0000074768
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address520 SUTTON PL, MEMPHIS, TN 38120-2428
Document Number0000105953
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address520 SUTTON PL MEMPHIS TN 381202428, MEMPHIS, TN 38120-2428

Mortgage

Document Number0000105953
DateSep 30, 2020
Instrument105953
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateJul 24, 2017
Property Address520 SUTTON PL, MEMPHIS, TN 38120-2428
Document Number0000074768
Instrument DateJul 6, 2017
Instrument74768
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address520 SUTTON PL MEMPHIS TN 381202428, MEMPHIS, TN 38120-2428

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,086.00 (-53.04%)$151,925 (+6.35%) Land $35,525 Building $116,400$607,700 (+6.35%) Land $142,100 Building $465,600
2023$142,850 Land $35,525 Building $107,325
2022$8,701.00
2021$571,400 Land $142,100 Building $429,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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