470 Sutton Pl, Memphis, TN 38120 Property Records

Shelby County property record for 470 Sutton Pl, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,398 sqft · built 1978
Lot Size	0.488 acres (21,274 sqft)
Owner	2 Individual Names on File
Last Sale	$394,400 (Oct 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-6055-A0-0043`

Property Details

APN / Parcel Number

Primary APN	`05-6055-A0-0043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	1,472 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,274 sqft (0.488 acres)
Lot Dimensions	165 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	470 SUTTON PL
City	MEMPHIS
State	TN
Zip	38120-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SS ASHLEY SQ COR SUTTON PL SE
Legal Subdivision	KING ARMS REV P U D PHASE 1
Legal Lot Number	44
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	9600

Owner

470 Sutton Pl is owned and occupied by two individuals who bought it in October 2020.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 SUTTON PL, MEMPHIS, TN 38120-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 2, 2020	Warranty Deed, Transfer · Conventional with PMI COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	2020107350
Prior Transfer Date	Aug 21, 2014
Prior Transfer Doc	0000088101
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	470 SUTTON PL, MEMPHIS, TN 38120-2428
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 SUTTON PL, MEMPHIS, TN 38120-2428

Mortgage

Document Number	0025029242
Date	Apr 14, 2025
Instrument	25029242

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 2, 2020
Property Address	470 SUTTON PL, MEMPHIS, TN 38120-2428
Document Number	0000107350
Instrument Date	Jul 30, 2020
Instrument	107350
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	MID SOUTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,459.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 SUTTON PL MEMPHIS TN 381202428, MEMPHIS, TN 38120-2428

Mortgage

Document Number	107351
Date	Oct 2, 2020
Instrument	107351

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 470 Sutton Pl was $2,581.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00	$95,950 Land $26,300 Building $69,650	$383,800 Land $105,200 Building $278,600
2023		$89,425 Land $26,300 Building $63,125
2022	$5,447.00
2021			$357,700 Land $105,200 Building $252,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 Sutton Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Sutton Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutton Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures