Shelby County property record for 515 Sutton Pl, Memphis, TN 38120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,323 sqft · built 1979 |
| Lot Size | 0.365 acres (15,917 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2012) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-6055-A0-0031 |
| Primary APN | 05-6055-A0-0031 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,323 sqft Living Area |
| Gross Area | 5,803 sqft |
| 1st Floor Area | 3,081 sqft |
| Utility Area | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,917 sqft (0.365 acres) |
| Lot Dimensions | 160 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 515 SUTTON PL |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38120-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | WS SUTTON PL 95.525 FT N OF ASHLEY SQ S |
| Legal Subdivision | KING ARMS REV P U D PHASE 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 9600 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 SUTTON PL, MEMPHIS, TN 38120-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2012 · Amount on Record |
| Deed Sale | Mar 12, 2012 · Amount on Record |
| Prior Sale | Dec 7, 1999 · Amount on Record |
| Deed Document Number | 201227233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 515 SUTTON PL, MEMPHIS, TN 38120-2427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 SUTTON PL, MEMPHIS, TN 38120-2427 |
| Document Number | 0022010504 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 22010504 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 515 SUTTON PL, MEMPHIS, TN 38120-2427 |
| Document Number | 0000085020 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 SUTTON PL MEMPHIS TN 381202427, MEMPHIS, TN 38120-2427 |
| Document Number | 0000085020 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 85020 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 515 SUTTON PL, MEMPHIS, TN 38120-2427 |
| Document Number | 0000042542 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 SUTTON PL MEMPHIS TN 381202427, MEMPHIS, TN 38120-2427 |
| Document Number | 0000042542 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 42542 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 (-52.16%) | $130,225 (+8.32%) Land $33,000 Building $97,225 | $520,900 (+8.32%) Land $132,000 Building $388,900 |
| 2023 | $120,225 Land $33,000 Building $87,225 | ||
| 2022 | $7,323.00 | ||
| 2021 | $480,900 Land $132,000 Building $348,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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