505 Sutton Pl, Memphis, TN 38120 Property Records

Shelby County property record for 505 Sutton Pl, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,816 sqft · built 1982
Lot Size	0.403 acres (17,549 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2012)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-6055-A0-0032`

Property Details

APN / Parcel Number

Primary APN	`05-6055-A0-0032`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,816 sqft Living Area
Gross Area	7,300 sqft
1st Floor Area	3,438 sqft
Utility Area	110 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,549 sqft (0.403 acres)
Lot Dimensions	161 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	505 SUTTON PL
City	MEMPHIS
State	TN
Zip	38120-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WS SUTTON PL
Legal Subdivision	KING ARMS REV P U D PHASE 1
Legal Lot Number	22
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	9600

Owner

505 Sutton Pl is owned and occupied by two individuals who bought it in June 2012.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 SUTTON PL, MEMPHIS, TN 38120-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2012 · Amount on File
Deed Sale	Jun 21, 2012 · Amount on File
Deed Document Number	201268987
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	505 SUTTON PL, MEMPHIS, TN 38120-2427
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SUTTON PL, MEMPHIS, TN 38120-2427

Mortgage

Document Number	0022057613
Date	May 23, 2022
Instrument	22057613

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	505 SUTTON PL, MEMPHIS, TN 38120-2427
Document Number	0000046315
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SUTTON PL MEMPHIS TN 381202427, MEMPHIS, TN 38120-2427

Mortgage

Document Number	0000046315
Date	May 9, 2017
Instrument	46315

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 8, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 Sutton Pl was $4,833.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00	$179,675 Land $33,250 Building $146,425	$718,700 Land $133,000 Building $585,700
2023		$156,600 Land $33,250 Building $123,350
2022	$9,539.00
2021			$626,400 Land $133,000 Building $493,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Sutton Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Sutton Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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