520 S Walnut St, Gerald, MO 63037 Property Records

Franklin County property record for 520 S Walnut St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 928 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$963 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-004-143.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-004-143.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	200 sqft
Shed	1 Shed

Location & Zoning

Street Address	520 S WALNUT ST
City	GERALD
State	MO
Zip	63037-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT4,PT5&PT6 ARMSTRONGS ADDITION
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	NE
Legal Subdivision	ARMSTRONGS
Legal Block	4
Legal Lot Number	4,5 5
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1025
Census Tract	800502

Owner

Source: Franklin County records · APN 25-1-11.0-1-004-143.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 S WALNUT ST, GERALD, MO 63037-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2019
Deed Sale	Aug 30, 2019
Deed Document Number	1911371
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	520 S WALNUT ST, GERALD, MO 63037-2275
Document Number	0000007286
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 04, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S WALNUT ST GERALD MO 630372275, GERALD, MO 63037-2275

Mortgage

Document Number	0000007286
Date	Jun 13, 2019
Instrument	7286

Lender

Name	FIRST BK
Type	Bank
Address	GERALD, MO 63037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+7.96%)	$14,989 (-2.71%)	$78,890 (-2.71%) Land $11,810 Building $67,080
2023	$892.00 (+11.08%)	$15,407	$81,090 Land $11,810 Building $69,280
2022	$803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Whittrio, Wisper ISP.

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GERALD PWS serves 1,383 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.