703 S Walnut St, Gerald, MO 63037 Property Records

Franklin County property record for 703 S Walnut St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,494 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$211,470 (Apr 2024)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-4-001-062.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-4-001-062.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	190 sqft

Location & Zoning

Street Address	703 S WALNUT ST
City	GERALD
State	MO
Zip	63037-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT5&PT6 SCRIVNERS ADDN
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	SCRIVNERS
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1027
Census Tract	800502

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	703 S WALNUT ST, GERALD, MO 63037-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2019	Warranty Deed, Transfer FRANKLIN MTG
Sep 18, 2018	Grant Deed, Construction Loan · Line of Credit CITIZENS BK
Apr 3, 2018	Trustee's Deed, Foreclosure
Apr 3, 2017	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Feb 28, 2024
Deed Document Number	20242404692
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 29, 2024
Property Address	703 S WALNUT ST, GERALD, MO 63037-2207
Document Number	0002404692
Map Reference	BK C PG 33
Instrument Date	Apr 23, 2024
Instrument	2404692
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9580 HIGHWAY YY, NEW HAVEN, MO 63068-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S WALNUT ST, GERALD, MO 63037-2207

Mortgage

Document Number	0002404693
Date	Apr 29, 2024
Instrument	2404693

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 30, 2019
Property Address	703 S WALNUT ST, GERALD, MO 63037-2207
Document Number	0000006502
Instrument Date	May 28, 2019
Instrument	6502
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S WALNUT ST GERALD MO 630372207, GERALD, MO 63037-2207

Mortgage

Document Number	6503
Date	May 30, 2019
Instrument	6503

Lender

Name	FRANKLIN MTG
Type	Mortgage Company
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 18, 2018
Property Address	703 S WALNUT ST, GERALD, MO 63037-2207
Document Number	0000012987
Instrument Date	Aug 23, 2018
Instrument	12987
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E MAIN ST UNION MO 630841621, UNION, MO 63084-1621

Mortgage

Document Number	12988
Date	Sep 18, 2018
Instrument	12988

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 3, 2018
Property Address	703 S WALNUT ST, GERALD, MO 63037-2207
Document Number	0000004300
Instrument Date	Apr 2, 2018
Instrument	4300
Transaction Type	Foreclosure
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN MO
Property Address	703 S WALNUT ST, GERALD, MO 63037-2207
Document Number	0000006900
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S WALNUT ST GERALD MO 630372207, GERALD, MO 63037-2207

Mortgage

Document Number	0000006900
Date	May 10, 2017
Instrument	6900

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 9, 2042

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00 (+53.05%)	$21,867 (+37.94%)	$115,090 (+37.95%) Land $13,100 Building $101,990
2023	$918.00 (-5.07%)	$15,852	$83,430 Land $13,100 Building $70,330
2022	$967.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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