503 S Walnut St, Gerald, MO 63037 Property Records

Franklin County property record for 503 S Walnut St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 588 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$499 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-004-145.100`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-004-145.100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	588 sqft Living Area

Exterior

Year Built	Built 1930
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Shed	1 Shed

Location & Zoning

Street Address	503 S WALNUT ST
City	GERALD
State	MO
Zip	63037-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 ARMSTRONGS ADDITION
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	NE
Legal Subdivision	ARMSTRONGS
Legal Block	4
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1026
Census Tract	800502

Owner

Source: Franklin County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 S WALNUT ST, GERALD, MO 63037-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 20, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 21, 2019	Warranty Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025
Deed Sale	Dec 3, 2025
Prior Sale	Jun 20, 2024
Deed Document Number	2515391
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	503 S WALNUT ST, GERALD, MO 63037-2200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002304334
Date	Apr 14, 2023
Instrument	2304334

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 3, 2025
Property Address	503 S WALNUT ST, GERALD, MO 63037-2200
Document Number	0002515391
Map Reference	PB B PG 75
Instrument Date	Dec 2, 2025
Instrument	2515391
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, WSH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 S LAKE DR, LESLIE, MO 63056-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S WALNUT ST, GERALD, MO 63037-2200

Mortgage

Document Number	0002515392
Date	Dec 3, 2025
Instrument	2515392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 20, 2024
Property Address	503 S WALNUT ST, GERALD, MO 63037-2200
Document Number	0002407006
Map Reference	PB B PG 75
Instrument Date	Jun 12, 2024
Instrument	2407006
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S WALNUT ST, GERALD, MO 63037-2200

Mortgage

Document Number	0002407007
Date	Jun 20, 2024
Instrument	2407007

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 21, 2019
Property Address	503 S WALNUT ST, GERALD, MO 63037-2200
Document Number	0000003263
Instrument Date	Mar 20, 2019
Instrument	3263
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S WALNUT ST GERALD MO 630372200, GERALD, MO 63037-2200

Mortgage

Document Number	3264
Date	Mar 21, 2019
Instrument	3264

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$499.00 (+8.95%)	$7,775 (-1.73%)	$40,920 (-1.73%) Land $6,800 Building $34,120
2023	$458.00 (+11.17%)	$7,912	$41,640 Land $6,800 Building $34,840
2022	$412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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