702 S Walnut St, Gerald, MO 63037 Property Records

Franklin County property record for 702 S Walnut St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1948
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$129,999 (Jul 2022)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-4-001-060.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-4-001-060.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 1948
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Area	240 sqft

Location & Zoning

Street Address	702 S WALNUT ST
City	GERALD
State	MO
Zip	63037-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1,2, VAC MILDRED ST&ALY SCRIVNERS ADDN
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	SE
Legal Subdivision	SCRIVNERS
Legal Block	1
Legal Lot Number	1,2 2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1029
Census Tract	800502

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	702 S WALNUT ST, GERALD, MO 63037-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 28, 2019	Warranty Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Feb 28, 2019
Deed Document Number	2210576
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	702 S WALNUT ST, GERALD, MO 63037-2204
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002114652
Date	Aug 5, 2021
Instrument	2114652

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 1, 2022
Property Address	702 S WALNUT ST, GERALD, MO 63037-2204
Document Number	0002210576
Map Reference	PB C PG 33
Instrument Date	Jul 1, 2022
Instrument	2210576
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S WALNUT ST, GERALD, MO 63037-2204

Mortgage

Document Number	0002210577
Date	Jul 1, 2022
Instrument	2210577

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	702 S WALNUT ST, GERALD, MO 63037-2204
Document Number	0000007834
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S MALNUT ST GERALD MO 63037, GERALD, MO 63037

Mortgage

Document Number	0000007834
Date	May 28, 2020
Instrument	7834

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 28, 2019
Property Address	702 S WALNUT ST, GERALD, MO 63037-2204
Document Number	0000002386
Instrument Date	Feb 27, 2019
Instrument	2386
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S WALNUT ST GERALD MO 630372204, GERALD, MO 63037-2204

Mortgage

Document Number	2387
Date	Feb 28, 2019
Instrument	2387

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00 (+17.29%)	$18,162 (+5.61%)	$95,590 (+5.61%) Land $19,970 Building $75,620
2023	$995.00 (+4.96%)	$17,197	$90,510 Land $19,970 Building $70,540
2022	$948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Whittrio, Wisper ISP.

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