520 River Ranch Cir, Martindale, TX 78655 Property Records

Guadalupe County property record for 520 River Ranch Cir, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	2,930 sqft · built 2018
Lot Size	1.12 acres (49,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G3930200600300000`

Property Details

APN / Parcel Number

Primary APN	`1G3930200600300000`
Alternative APNs	`000000160953` `000000242860` `160953`

Interior

Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	4,448 sqft
1st Floor Area	2,066 sqft
2nd Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	49,049 sqft
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	488 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 RIVER RANCH CIR
City	MARTINDALE
State	TX
Zip	78655-3975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN MARCOS RIVER RANCH SEC #2 BLOCK 6 LOT 3 1.126 AC
Legal Subdivision	SAN MARCOS RIVER RANCH SEC #2
Legal Tract	3
Legal Block	6
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	NORTHEAST GUADALUPE
Census Block Group	1
Census Block	1008
Census Tract	210505

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Deed of Trust, Mortgage NETWORK FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2016
Deed Sale	Jun 7, 2016
Deed Document Number	201611964
Prior Transfer Date	Jun 6, 2016
Prior Transfer Doc	0000011964
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099007732
Date	Mar 9, 2022
Instrument	202299007732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	520 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Document Number	0000017549
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 RIVER RANCH CIR MARTINDALE TX 786553975, MARTINDALE, TX 78655-3975

Mortgage

Document Number	0000017549
Date	Jul 9, 2020
Instrument	17549

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,836 (+0.73%) Land $88,572 Building $493,264	$581,836 (-9.72%) Land $88,572 Building $493,264
2025	$6,328.00 (+6.17%) Homeowner's exemption	$577,640 (+8.53%) Land $113,141 Building $531,324	$644,465 (+21.09%) Land $113,141 Building $531,324
2024	$5,960.00 (-0.43%)
2023	$5,986.00 (-11.44%) Homeowner's exemption	$532,239 Land $96,970 Building $435,269	$532,239 Land $96,970 Building $435,269
2022	$6,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (1998–2015)
Claims Outside the SFHA	17 of 40
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 17 claims Flooding 10/18/98, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Spectrum.

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