PO BOX 2120 ROUND ROCK TX 78680, ROUND ROCK, TX 78680
September 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
GUADALUPE TX
Property Address
514 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Document Number
0000022252
Instrument Date
Sep 19, 2019
Transaction Type
Mortgage
Record Updated
Nov 6, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
2623 KANGAROO CT NEW BRAUNFELS TX 781324110, NEW BRAUNFELS, TX 78132-4110
Mortgage
Document Number
0000022252
Date
Sep 30, 2019
Instrument
22252
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Amount
Amount on Record
Term
12 Months
Due
Sep 29, 2020
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GUADALUPE TX
Recording Date
Oct 19, 2018
Property Address
514 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Document Number
0000023893
Instrument Date
Oct 18, 2018
Instrument
23893
Transaction Type
Transfer
Record Updated
Nov 6, 2019
Title Company
SAN MARCOS TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
2623 KANGAROO CT NEW BRAUNFELS TX 781324110, NEW BRAUNFELS, TX 78132-4110
Mortgage
Document Number
23894
Date
Oct 19, 2018
Instrument
23894
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Amount
Amount on Record
Mortgage
Document Number
23895,
Date
Oct 19, 2018
Instrument
23895
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Amount
Amount on Record
January 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
GUADALUPE TX
Property Address
514 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Document Number
0000005384
Instrument Date
Jan 4, 2018
Transaction Type
Mortgage
Record Updated
Nov 6, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
1205 QUAIL PARK DR AUSTIN TX 787586620, AUSTIN, TX 78758-6620
Mortgage
Document Number
0000005384
Date
Mar 12, 2018
Instrument
5384
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Amount
Amount on Record
Term
12 Months
Due
Mar 11, 2019
January 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GUADALUPE TX
Recording Date
Jan 6, 2017
Property Address
514 RIVER RANCH CIR, MARTINDALE, TX 78655-3975
Document Number
0000000497
Instrument Date
Jan 4, 2017
Instrument
497
Transaction Type
Transfer
Record Updated
Nov 6, 2019
Title Company
SAN MARCOS TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1205 QUAIL PARK DR AUSTIN TX 787586620, AUSTIN, TX 78758-6620
Mortgage
Document Number
498
Date
Jan 6, 2017
Instrument
498
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Mortgage
Document Number
500,
Date
Jan 6, 2017
Instrument
500
Lender
Name
SAGE CAP BK NA
Type
Bank
Address
GONZALES, TX 78629
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 514 River Ranch Cir was $14,133, up 21% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Guadalupe County
Unified School District
San Marcos Consolidated Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,025,667 (-2.35%)Land $82,468Building $943,199
$1,025,667 (-2.35%)Land $82,468Building $943,199
2025
$14,133.00 (+20.97%)
$1,050,352Land $105,047Building $945,305
$1,050,352Land $105,047Building $945,305
2024
$11,683.00 (-1.76%)
2023
$11,892.00 (-12.62%)
$904,674Land $90,054Building $814,620
$904,674Land $90,054Building $814,620
2022
$13,609.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 514 River Ranch Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 45 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
45 in force
Nearby Flood Claims
40 (1998–2015)
Claims Outside the SFHA
17 of 40
Most Recent Claim
Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims
Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 17 claims
Flooding 10/18/98, Oct 1998 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 514 River Ranch Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood
0.04% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source
Purchased surface water from CRWA HAYS CALDWELL WTP