520 Pine St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 520 Pine St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1906
Square Footage	1,480 sqft Living Area
Lot Size	3,750 sqft (0.086 acres)
Last Sale	$45,000 (2007)
Tax Bill	$1,184.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-310-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,480 sqft Living Area
1st Floor	740 sqft 1st Floor
Basement Area	740 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,750 sqft (0.086 acres)
Depth X Width	75 ft x 50 ft Depth x Width
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	520 PINE ST
City	WATERLOO
State	IA
Zip	50703-3809
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COOLEY ADDITION W 40 FT LOT 5 BLK 72 W 40 FT N 15 FT LOT 4 BLK 72 AND 10 FT ADJ ON WEST
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	COOLEY ADDITION
Legal Block	10,72
Legal Lot Number	4,5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2006
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-310-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 204, WATERLOO, IA 50704-0204
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2007 · Amount on Record
Deed Sale	May 22, 2007 · Amount on Record
Deed Doc Number	200724765
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00	$74,570 (+36.65%) Land $4,560 Building $70,010	$74,570 (+36.65%) Land $4,560 Building $70,010
2024	$1,184.00 (-36.03%)
2023		$54,570 (+16.65%) Land $4,560 Building $50,010	$54,570 (+16.65%) Land $4,560 Building $50,010
2022	$1,851.00	$46,780 Land $4,560 Building $42,220
2021			$46,780 Land $4,560 Building $42,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.