Black Hawk County property record for 433 Pine St, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 2021 |
| Lot Size | 0.098 acres (4,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Nov 2023) |
| Tax Bill | $3,196 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-24-306-011 |
| Primary APN | 8913-24-306-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,260 sqft (0.098 acres) |
| Lot Dimensions | 71 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 433 PINE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOLEY ADDITION S 1/2 LOT 1 BLK 69 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | COOLEY ADDITION |
| Legal Block | 69 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-306-011
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 PINE ST, WATERLOO, IA 50703-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2023 · Amount on Record |
| Deed Sale | Nov 23, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2022 · Amount on Record |
| Deed Document Number | 20238218 |
| Prior Transfer Date | Jul 07, 2023 |
| Prior Transfer Doc | 0000000278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 23, 2022 |
| Property Address | 433 PINE ST, WATERLOO, IA 50703-3806 |
| Document Number | 202300008218 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202300008218 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 PINE ST, WATERLOO, IA 50703-3806 |
| Document Number | 202300008219 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 202300008219 |
| Name | IOWA HEARTLAND HABITAT FOR HUMANITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 233 Months |
| Due | Apr 01, 2042 |
| Document Number | 202300008220 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 202300008220 |
| Name | HABITAT FOR HUMANITY OF LOWA INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALTOONA, IA 50009 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,196.00 Homeowner's exemption | $192,240 (+21.25%) Land $5,330 Building $186,910 | $192,240 (+21.25%) Land $5,330 Building $186,910 |
| 2024 | $3,196.00 (+1,129.23%) | ||
| 2023 | $158,550 (+1,235.72%) Land $6,300 Building $152,250 | $158,550 (+1,235.72%) Land $6,300 Building $152,250 | |
| 2022 | $260.00 | $11,870 Land $6,300 Building $5,570 | |
| 2021 | $11,870 Land $6,300 Building $5,570 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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