Black Hawk County property record for 516 Pine St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1905 |
| Square Footage | 2,538 sqft Total Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Tax Bill | $328.00 (2025) |
| Primary APN | 8913-24-310-002 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,538 sqft Total Area |
| 1st Floor | 1,269 sqft 1st Floor |
| Basement Area | 1,269 sqft Basement |
| Unfinished Basement | 1,269 sqft Unfinished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 75 ft x 50 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 516 PINE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3809 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | COOLEY ADDITION E 40 FT N 75 FT LOT 6 BLK 72 AND 10 FT ADJ ON EAST |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | COOLEY ADDITION |
| Legal Block | 10,72 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-310-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 803 W 5TH ST, WATERLOO, IA 50702-2125 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 516 PINE ST, WATERLOO, IA 50703-3809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 803 W 5TH ST, WATERLOO, IA 50702-2125 |
| Investor | Possibly a Property Investor |
| Document Number | 0202514360 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-14360 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | 4510 PRAIRIE PKWY, CEDAR FALLS, IA 50613 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 30, 2045 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328.00 | $19,390 (+27.9%) Land $4,560 Building $14,830 | $19,390 (+27.9%) Land $4,560 Building $14,830 |
| 2024 | $328.00 | ||
| 2023 | $15,160 | $15,160 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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