427 Pine St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 427 Pine St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,346 sqft · built 1924
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Feb 2026)
Tax Bill	$956 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`8913-24-306-012`

Property Details

APN / Parcel Number

Primary APN	`8913-24-306-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	1,173 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	427 PINE ST
City	WATERLOO
State	IA
Zip	50703-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOLEY ADDITION E 30 FT LOT 4 BLK 69
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	COOLEY ADDITION
Legal Block	69
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2004
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-306-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2026 · Amount on Record
Deed Sale	Feb 16, 2026 · Amount on Record
Deed Document Number	20261967
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 16, 2026
Property Address	427 PINE ST, WATERLOO, IA 50703-3806
Document Number	0202601967
Instrument Date	Jan 30, 2026
Instrument	2026-01967
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 COMMERCIAL ST, WATERLOO, IA 50701-5440
Investor	Possibly a Property Investor

Mortgage

Document Number	0202602249
Date	Feb 23, 2026
Instrument	2026-02249

Lender

Name	BANK IOWA
Type	Bank
Address	230 1ST ST E, INDEPENDENCE, IA 50644

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2056

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$60,230 (+36.58%) Land $3,750 Building $56,480	$60,230 (+36.58%) Land $3,750 Building $56,480
2024	$956.00 (+10.14%)
2023		$44,100 (+11.65%) Land $3,750 Building $40,350	$44,100 (+11.65%) Land $3,750 Building $40,350
2022	$868.00	$39,500 Land $3,750 Building $35,750
2021			$39,500 Land $3,750 Building $35,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.