Washington County property record for 520 Lakepointe Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2021 |
| Lot Size | 0.996 acres (43,385 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2025) |
| Tax Bill | $1,775 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000026660106 |
| Primary APN | 000026660106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 2,867 sqft |
| 1st Floor Area | 1,502 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,385 sqft (0.996 acres) |
| Lot Dimensions | 317 ft deep x 137 ft wide |
| Garage Type | Carport |
| Garage Area | 1,080 sqft |
| Carport | Carport |
| Carport Area | 1,080 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 520 LAKE POINTE DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 5 13, 1.06, ORB 1331 P 413, LOT 6, LAKE POINTE S/D PLAT BK 5 P 51., ORB 1335 P 998. |
| Legal Range | 13W |
| Legal Township | 05S |
| Legal Section | 31 |
| Legal Subdivision | LAKE POINTE |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970103 |
520 Lakepointe Dr is owned and occupied by two individuals who bought it in March 2025.
Source: Washington County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 LAKE POINTE DR, CHIPLEY, FL 32428-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on File |
| Deed Sale | Mar 17, 2025 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 20251884 |
| Deed Book / Page | 1331 / 413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 17, 2025 |
| Property Address | 520 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Document Number | 0067001884 |
| Book / Page | 1331 / 413 |
| Map Reference | MB 5 PG 51 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 202567001884 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1390 FORREST AVE, CHIPLEY, FL 32428-1717 |
| Name | Verified Name |
|---|---|
| Address | 520 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Document Number | 0000000415 |
|---|---|
| Date | Mar 17, 2025 |
| Instrument | 1331/415 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 520 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0067006532 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 1217/43 |
| Instrument | 202167006532 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 520 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067003207 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 1176/42 |
| Instrument | 202067003207 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
The 2025 property tax bill for 520 Lakepointe Dr was $1,775, up 6.8% from the year before.
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,775.00 (+6.8%) | $168,986 (+2.9%) | $235,432 (+16.28%) Land $30,000 Building $205,432 |
| 2024 | $1,662.00 (+2.47%) Homeowner's exemption | $164,224 (+3%) | $202,463 (+17.65%) Land $30,000 Building $172,463 |
| 2023 | $1,622.00 (+3.18%) Homeowner's exemption | $159,441 (+3%) | $172,085 (+11.17%) Land $15,000 Building $157,085 |
| 2022 | $1,572.00 Homeowner's exemption | $154,797 Land $12,000 Building $142,797 | $154,797 Land $12,000 Building $142,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Lakepointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1994–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Lakepointe Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures