Washington County property record for 518 Lakepointe Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,157 sqft · built 2020 |
| Lot Size | 0.996 acres (43,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2022) |
| Tax Bill | $5,470 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000026660105 |
| Primary APN | 000026660105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,157 sqft Heated Area |
| Gross Area | 3,097 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,386 sqft (0.996 acres) |
| Lot Dimensions | 317 ft deep x 137 ft wide |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000026660105 |
|---|---|
| Street Address | 518 LAKEPOINTE DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 5 13 1.06 ORB 1234 P 426 LOT 5, LAKE POINTE S/D PLAT BK 5 P 51. |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | LAKE POINTE |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970103 |
518 Lakepointe Dr is owned by an individual who bought it in March 2022.
Source: Washington County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1863 HIGHWAY 90, CHIPLEY, FL 32428-5997 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 18, 2020 | Loan Modification, Mortgage COMMUNITY S CU |
| Mar 1, 2019 | Deed of Trust, Construction Loan · Line of Credit COMMUNITY S CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2022 · Amount on File |
| Deed Sale | Mar 4, 2022 · Amount on File |
| Prior Sale | May 2, 2016 · Amount on File |
| Deed Document Number | 0001234426 |
| Deed Book / Page | 1234 / 426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 4, 2022 |
| Property Address | 518 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Document Number | 0067002008 |
| Book / Page | 1234 / 426 |
| Map Reference | MB 5 PG 51 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 202267002008 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 LAKEPOINTE DR, 518, CHIPLEY, FL 32428-4132 |
| Name | Verified Name |
|---|---|
| Address | 1863 HIGHWAY 90, CHIPLEY, FL 32428-5997 |
| Document Number | 0000000428 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 1234/428 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 518 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Document Number | 0067003355 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 518 LAKEPOINTE DR CHIPLEY FL 324284132, CHIPLEY, FL 32428-4132 |
| Document Number | 0067003355 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 001176/000385 |
| Instrument | 67003355 |
| Name | COMMUNITY S CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 518 LAKEPOINTE DR, CHIPLEY, FL 32428-4132 |
| Document Number | 0067001549 |
| Book / Page | 001138 / 000762 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 67001549 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | LAKEPOINTE DR CHIPLEY FL 32428, CHIPLEY, FL 32428 |
| Document Number | 0067001549 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 001138/000762 |
| Instrument | 67001549 |
| Name | COMMUNITY S CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 518 Lakepointe Dr was $5,470, up 18.5% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,470.00 (+18.48%) | $435,397 (+22.63%) Land $30,000 Building $405,397 | $435,397 (+22.63%) Land $30,000 Building $405,397 |
| 2024 | $4,617.00 (+10.83%) | $355,043 (+16.32%) Land $30,000 Building $325,043 | $355,043 (+16.32%) Land $30,000 Building $325,043 |
| 2023 | $4,166.00 (+134.84%) | $305,228 (+80.04%) Land $15,000 Building $290,228 | $305,228 (+33.18%) Land $15,000 Building $290,228 |
| 2022 | $1,774.00 Homeowner's exemption | $169,536 | $229,177 Land $12,000 Building $217,177 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 518 Lakepointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1994–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Lakepointe Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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