Washington County property record for 519 Lakepointe Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,022 sqft · built 2018 |
| Lot Size | 0.996 acres (43,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,500 (May 2017) |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000026660125 |
| Primary APN | 000026660125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,022 sqft Heated Area |
| Gross Area | 2,824 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,386 sqft (0.996 acres) |
| Lot Dimensions | 317 ft deep x 137 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000026660125 |
|---|---|
| Street Address | 519 LAKEPOINTE DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 5 13 .99 ORB 1088 P 206 LOT 25, LAKE POINTE S/D PLAT BK 5 P 51 |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | LAKE POINTE |
| Legal Lot Number | 25 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970103 |
519 Lakepointe Dr is owned and occupied by two individuals who acquired it in January 2018.
Source: Washington County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 LAKEPOINTE DR, CHIPLEY, FL 32428-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2018 | Deed of Trust, Mortgage · ARM COMMUNITY SOUTH CU |
| May 22, 2018 | Loan Modification, Mortgage COMMUNITY S CU |
| Jan 12, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY S CU |
| May 8, 2017 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on File |
| Deed Sale | May 8, 2017 · Amount on File |
| Prior Sale | May 8, 2017 · Amount on File |
| Deed Document Number | 0067002810 |
| Deed Book / Page | 001088 / 000206 |
| Last Transfer Date | Jan 12, 2018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 519 LAKEPOINTE DR, CHIPLEY, FL 32428-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067006912 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 1129/028 |
| Instrument | 201867006912 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 519 LAKEPOINTE DR, CHIPLEY, FL 32428-4125 |
| Document Number | 0067003714 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | TBD LAKEPOINTE DR CHIPLEY FL 32428, CHIPLEY, FL 32428 |
| Document Number | 0067003714 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 001119/000123 |
| Instrument | 67003714 |
| Name | COMMUNITY S CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | May 30, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jan 12, 2018 |
| Property Address | 519 LAKEPOINTE DR, CHIPLEY, FL 32428-4125 |
| Book / Page | 001108 / 000319 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 67000303 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1916 OLD BONIFAY RD CHIPLEY FL 324284146, CHIPLEY, FL 32428-4146 |
| Document Number | 0067000303 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 001108/000319 |
| Instrument | 67000303 |
| Name | COMMUNITY S CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 11, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 8, 2017 |
| Property Address | 519 LAKEPOINTE DR, CHIPLEY, FL 32428-4125 |
| Document Number | 0067002810 |
| Book / Page | 001088 / 000206 |
| Instrument Date | May 5, 2017 |
| Instrument | 67002810 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $87.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 PLEAS CIR CHIPLEY FL 324284201, CHIPLEY, FL 32428-4201 |
The 2025 property tax bill for 519 Lakepointe Dr was $1,201 with a homeowner's exemption, up 1.4% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (+1.35%) Homeowner's exemption | $132,606 (+2.9%) | $272,495 (+16%) Land $30,000 Building $242,495 |
| 2024 | $1,185.00 (+2.78%) Homeowner's exemption | $128,869 (+3%) | $234,912 (+16.07%) Land $30,000 Building $204,912 |
| 2023 | $1,153.00 (+3.59%) Homeowner's exemption | $125,116 (+3%) | $202,380 (+10.52%) Land $15,000 Building $187,380 |
| 2022 | $1,113.00 Homeowner's exemption | $121,472 | $183,108 Land $12,000 Building $171,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Lakepointe Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1994–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Lakepointe Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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