539 Lakepointe Dr, Chipley, FL 32428 Property Records

Washington County property record for 539 Lakepointe Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 2019
Lot Size	0.996 acres (43,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Dec 2019)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000026660121`

Property Details

APN / Parcel Number

Primary APN	`000026660121`
Alternative APNs	`00000000-00-2666-0121` `26660121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,385 sqft (0.996 acres)
Lot Dimensions	317 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	236 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 LAKE POINTE DR
City	CHIPLEY
State	FL
Zip	32428-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 5 13 .99 ORB 1163 P 46 LOT 21, LAKE POINTE S/D PLAT BK 5 P 51
Legal Range	13W
Legal Township	05S
Legal Section	31
Legal Subdivision	LAKE POINTE
Legal Block	21
Legal Lot Number	21
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1015
Census Tract	970103

Owner

Source: Washington County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 LAKE POINTE DR, CHIPLEY, FL 32428-4125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 2, 2019	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Dec 14, 2018	Trustee's Deed, Construction Loan · Line of Credit ONE SOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	201967009445
Deed Book / Page	1163 / 46
Last Transfer Date	May 20, 2026
Transfer Doc	0000004060
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 26, 2026
Property Address	539 LAKE POINTE DR, CHIPLEY, FL 32428-4125
Document Number	0000004060
Book / Page	1372 / 284
Instrument Date	May 20, 2026
Instrument	20264060
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	539 LAKE POINTE DR, CHIPLEY, FL 32428-4125

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 2, 2019
Property Address	539 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Document Number	0067009445
Book / Page	001163 / 000046
Instrument Date	Nov 27, 2019
Instrument	67009445
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,673.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2024 TRI COUNTY AIRPORT RD CHIPLEY FL 32428, CHIPLEY, FL 32428

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 14, 2018
Property Address	539 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Book / Page	001133 / 000022
Instrument Date	Dec 12, 2018
Instrument	67008360
Transaction Type	Construction Loan
Record Updated	Dec 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1129 PINE BLUFF DR CHIPLEY FL 324288700, CHIPLEY, FL 32428-8700

Mortgage

Document Number	0067008360
Date	Dec 14, 2018
Book Page	001133/000022
Instrument	67008360

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 13, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+7.04%) Homeowner's exemption	$146,281 (+2.9%)	$265,377 (+16.57%) Land $30,000 Building $235,377
2024	$1,364.00 (+2.63%) Homeowner's exemption	$142,158 (+3%)	$227,648 (+16.72%) Land $30,000 Building $197,648
2023	$1,329.00 (+3.34%) Homeowner's exemption	$138,017 (+3%)	$195,035 (+11.01%) Land $15,000 Building $180,035
2022	$1,286.00 Homeowner's exemption	$133,997	$175,693 Land $12,000 Building $163,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakepointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures