Franklin County property record for 520 Hickory Hammock Rd, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,564 sqft · built 1990 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Aug 2020) |
| Tax Bill | $857 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 23-06S-04W-0000-0010-0020 |
| Primary APN | 23-06S-04W-0000-0010-0020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Heated Area |
| Gross Area | 2,148 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Open Porch |
| Porch Area | 584 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 520 HICKORY HAMMOCK RD |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL CONTAINING APPROX 40 AC OR/409/233 OR/427/244 OR/592/481-85 615/186 1274/291 |
| Legal Range | 04W |
| Legal Township | 06S |
| Legal Section | 23 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2116 |
| Census Tract | 970102 |
520 Hickory Hammock Rd is owned and occupied by an individual who bought it in August 2020.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 828, CARRABELLE, FL 32322-0828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 202019003935 |
| Deed Book / Page | 1274 / 291 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 520 Hickory Hammock Rd was $857 with a homeowner's exemption, up 2.8% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (+2.76%) Homeowner's exemption | $126,256 (+2.9%) | $290,512 (-0.43%) Land $99,475 Building $191,037 |
| 2024 | $834.00 (+0.6%) Homeowner's exemption | $122,698 (+3%) | $291,777 (+15.36%) Land $99,475 Building $192,302 |
| 2023 | $829.00 (+1.22%) Homeowner's exemption | $119,124 (+3%) | $252,930 (+102.03%) Land $99,475 Building $153,455 |
| 2022 | $819.00 Homeowner's exemption | $115,654 | $125,194 Land $59,475 Building $65,719 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 Hickory Hammock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Hickory Hammock Rd is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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