Summit County property record for 52 Spruce Cir, Dillon, CO 80435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 4,612 sqft · built 1994 |
| Lot Size | 0.117 acres (5,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,625,000 (Dec 2018) |
| Tax Bill | $9,214 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-2730-05-009 |
| Primary APN | 2095-2730-05-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,612 sqft Living Area |
| Gross Area | 5,245 sqft |
| 1st Floor Area | 1,906 sqft |
| 2nd Floor Area | 1,148 sqft |
| Basement Area | 1,558 sqft |
| Finished Basement | 1,558 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,087 sqft (0.117 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 52 SPRUCE CIR |
|---|---|
| City | DILLON |
| State | CO |
| Zip | 80435-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CPUD |
| Legal Description | LOT 3515 KEYSTONE WEST RANCH SUB PHASE 4 |
| Legal Subdivision | KEYSTONE WEST RANCH SUB |
| Legal Phase | 4 |
| Legal Lot Number | 3515 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 203 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3209 ROLLING STONE RD, OKLAHOMA CITY, OK 73120-1839 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jul 3, 2019 | Intrafamily Transfer, Transfer · ARM QUICKEN LOANS INC |
| Dec 12, 2018 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE, LAND TITLE GUARANTEE COP |
| Dec 7, 2018 | Warranty Deed, Transfer · ARM QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on Record |
| Deed Sale | Dec 7, 2018 · Amount on Record |
| Deed Document Number | 20181186501 |
| Last Transfer Date | Jul 1, 2019 |
| Transfer Doc | 0001201873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 52 SPRUCE CIR, DILLON, CO 80435-7813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1223752 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 1223752 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.77% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.77% |
| Index | 1-Year LIBOR |
| Max Rate | 7.77% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Jul 3, 2019 |
| Property Address | 52 SPRUCE CIR, DILLON, CO 80435-7813 |
| Document Number | 0001201873 |
| Map Reference | DOC 295459 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 1201873 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3209 ROLLING STONE RD, OKLAHOMA CITY, OK 73120-1839 |
| Document Number | 0001201874 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 1201874 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.35% |
| Index | 1-Year LIBOR |
| Max Rate | 8.35% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Dec 12, 2018 |
| Property Address | 52 SPRUCE CIR, DILLON, CO 80435-7813 |
| Document Number | 0001186811 |
| Map Reference | DOC295459 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 1186811 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | LAND TITLE GUARANTEE, LAND TITLE GUARANTEE COP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3209 ROLLING STONE RD, OKLAHOMA CITY, OK 73120-1839 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Dec 7, 2018 |
| Property Address | 52 SPRUCE CIR, DILLON, CO 80435-7813 |
| Document Number | 0001186501 |
| Map Reference | DOC295459 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 1186501 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3209 ROLLING STONE RD, OKLAHOMA CITY, OK 73120-1839 |
| Document Number | 0001186502 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 1186502 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.97% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.97% |
| Index | 1-Year LIBOR |
| Max Rate | 8.97% |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Keystone Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,214.00 (+9.26%) | $175,637 (+11.28%) | $2,582,900 (+9.64%) Land $763,000 Building $1,819,900 |
| 2024 | $8,433.00 (-4.13%) | $157,832 (-) | |
| 2023 | $8,796.00 (+41.94%) | $157,832 (+51.87%) | $2,355,700 (+57.54%) Land $800,000 Building $1,555,700 |
| 2022 | $6,197.00 | $103,923 | $1,495,300 Land $403,600 Building $1,091,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE RANCH private · serves 670 people · EPA ID CO0159065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2021 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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