130 Spruce Cir, Dillon, CO 80435 Property Records

Summit County property record for 130 Spruce Cir, Dillon, CO 80435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,995 sqft · built 2008
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on Record
Last Sale	$1,015,000 (Nov 2018)
Tax Bill	$8,324 (2025)
Deeds & Mortgages	Aug 2008 Mortgage Aug 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2371-0740-11-062`

Property Details

APN / Parcel Number

Primary APN	`2371-0740-11-062`
Alternative APN	`6513502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,995 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,192 sqft
2nd Floor Area	663 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	130 SPRUCE CREEK RD
City	BRECKENRIDGE
State	CO
Zip	80424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 513R CROWN SUB LOT LINE VACATION OF 513 & 556
Legal Subdivision	CROWN SUB
Legal Lot Number	513R
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	1
Census Block	1023
Census Tract	403

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5602, BRECKENRIDGE, CO 80424-5602
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2008	Deed of Trust, Mortgage WELLS FARGO BANK NA
Aug 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 29, 2018	Warranty Deed, Transfer · ARM FIRSTBANK
Jun 20, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	20181186030
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	0000890616
Record Updated	Sep 20, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	130 SPRUCE CIR, DILLON, CO 80435
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	LANDAMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000894754
Date	Aug 21, 2008
Instrument	894754

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FRISCO, CO 80443

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2009

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	130 SPRUCE CIR, DILLON, CO 80435
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001001697
Date	Aug 31, 2012
Instrument	1001697

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 29, 2018
Property Address	130 SPRUCE CIR, DILLON, CO 80435
Document Number	0001186030
Instrument Date	Nov 9, 2018
Instrument	1186030
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	N TITLE COMPANY, TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 37, BRECKENRIDGE, CO 80424-0024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5602, BRECKENRIDGE, CO 80424-5602

Mortgage

Document Number	0001186031
Date	Nov 29, 2018
Instrument	1186031

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	10%

June 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jun 20, 2008
Property Address	130 SPRUCE CIR, DILLON, CO 80435
Document Number	0000890616
Map Reference	DOC882192
Instrument Date	Jun 20, 2008
Instrument	890616
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 37, BRECKENRIDGE, CO 80424-0024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 37, BRECKENRIDGE, CO 80424-0024

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Blue River Town
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,324.00 (+0.65%)	$138,462 (-3.09%)	$2,036,200 (-4.52%) Land $490,700 Building $1,545,500
2024	$8,270.00 (-0.34%)	$142,884 (-)
2023	$8,298.00 (+55.13%)	$142,884 (+73.23%)	$2,132,600 (+79.69%) Land $548,600 Building $1,584,000
2022	$5,349.00	$82,483	$1,186,800 Land $265,100 Building $921,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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