Summit County property record for 32 Spruce Cir, Dillon, CO 80435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,622 sqft · built 1995 |
| Lot Size | 0.114 acres (4,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Dec 2019) |
| Tax Bill | $7,137 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-2730-05-011 |
| Primary APN | 2095-2730-05-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,622 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,205 sqft |
| 2nd Floor Area | 1,272 sqft |
| Basement Area | 1,205 sqft |
| Finished Basement | 1,145 sqft |
| Unfinished Basement | 60 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,956 sqft (0.114 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 SPRUCE CIR |
|---|---|
| City | DILLON |
| State | CO |
| Zip | 80435-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CPUD |
| Legal Description | LOT 3513 KEYSTONE WEST RANCH SUB PHASE 4 |
| Legal Subdivision | KEYSTONE WEST RANCH SUB |
| Legal Phase | 4 |
| Legal Lot Number | 3513 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 203 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19100 DOEWOOD DR, MONUMENT, CO 80132-9027 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA |
| Dec 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on Record |
| Deed Sale | Dec 9, 2019 · Amount on Record |
| Deed Document Number | 20191215422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 32 SPRUCE CIR, DILLON, CO 80435-7813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PORTAGE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 1234243 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 1234243 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Dec 9, 2019 |
| Property Address | 32 SPRUCE CIR, DILLON, CO 80435-7813 |
| Document Number | 0001215422 |
| Map Reference | DOC 295459 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 1215422 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 SPRUCE CIR, 32, KEYSTONE, CO 80435-7813 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19100 DOEWOOD DR, MONUMENT, CO 80132-9027 |
| Document Number | 0001215423 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 1215423 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Keystone Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,137.00 (-6.01%) | $136,041 (-4.28%) | $2,000,600 (-5.69%) Land $640,200 Building $1,360,400 |
| 2024 | $7,593.00 (-4.13%) | $142,120 (-) | |
| 2023 | $7,920.00 (+60.55%) | $142,120 (+71.78%) | $2,121,200 (+78.19%) Land $789,700 Building $1,331,500 |
| 2022 | $4,933.00 | $82,733 | $1,190,400 Land $398,300 Building $792,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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