187 Spruce Cir, Dillon, CO 80435 Property Records

Summit County property record for 187 Spruce Cir, Dillon, CO 80435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,793 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Jan 2024)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2371-1820-03-002`

Property Details

APN / Parcel Number

Primary APN	`2371-1820-03-002`
Alternative APN	`100077`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	3,345 sqft
1st Floor Area	1,271 sqft
2nd Floor Area	847 sqft
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	187 SPRUCE CREEK RD
City	BRECKENRIDGE
State	CO
Zip	80424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 511 CROWN SUB
Legal Subdivision	CROWN SUB
Legal Lot Number	511
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	1
Census Block	1021
Census Tract	403

Owner

187 Spruce Cir is owned by two individuals who bought it in January 2024.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10043 AQUILLA LAKE CIR, CYPRESS, TX 77433-3970
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	20241323302
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 4, 2024
Property Address	187 SPRUCE CREEK RD, BLUE RIVER, CO 80424
Document Number	0001323302
Map Reference	DOC 104900
Instrument Date	Jan 2, 2023
Instrument	1323302
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 SPRUCE CREEK RD, BRECKENRIDGE, CO 80424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10043 AQUILLA LAKE CIR, CYPRESS, TX 77433-3970

Mortgage

Document Number	0001323303
Date	Jan 4, 2024
Instrument	1323303

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	187 SPRUCE CREEK RD, BLUE RIVER, CO 80424
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NASSAU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001231451
Date	Aug 6, 2020
Instrument	1231451

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 187 Spruce Cir was $6,991, up 6.6% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Blue River Town
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,991.00 (+6.64%)	$116,280 (+2.66%)	$1,710,000 Land $338,900 Building $1,371,100
2024	$6,556.00 (-0.33%)	$113,270 (-)
2023	$6,578.00 (+48.19%)	$113,270 (+65.48%)	$1,690,600 (+71.65%) Land $363,300 Building $1,327,300
2022	$4,439.00	$68,451	$984,900 Land $181,200 Building $803,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Spruce Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Spruce Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Cir

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