52 Libby Ct, Franklin, OH 45005 Property Records

Warren County property record for 52 Libby Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,114 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2016)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-189-009-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-189-009-0`
Alternative APNs	`0426189009` `426189009` `2138868`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	56 sqft
2nd Floor Area	888 sqft
Basement Area	489 sqft
Finished Basement	489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	248 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2138868
Old Parcel Number	0426189009
Street Address	52 LIBBY CT
City	FRANKLIN
State	OH
Zip	45005-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 6 #131
Legal Range	05
Legal Township	02
Legal Section	06
Legal Subdivision	HARPLAND ESTATES 6
Legal Block	189
Legal Lot Number	131
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1011
Census Tract	32501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 LIBBY CT, FRANKLIN, OH 45005-6509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LCNB NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	0004374744
Deed Book / Page	4374 / 744
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	52 LIBBY CT, FRANKLIN, OH 45005-6509
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010749
Date	Mar 30, 2022
Instrument	2022-010749

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	52 LIBBY CT, FRANKLIN, OH 45005-6509
Document Number	0000004254
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 LIBBY CT FRANKLIN OH 450056509, FRANKLIN, OH 45005-6509

Mortgage

Document Number	0000004254
Date	Jan 27, 2021
Instrument	4254

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,088.00 (+22.19%)	$99,551 (+25.38%) Land $24,500 Building $75,051	$284,430 (+25.38%) Land $70,000 Building $214,430
2023	$4,164.00 (+3.3%) Homeowner's exemption	$79,398 (-) Land $12,915 Building $66,483
2022	$4,031.00 Homeowner's exemption	$79,398 Land $12,915 Building $66,483	$226,850 (-) Land $36,900 Building $189,950
2021			$226,850 Land $36,900 Building $189,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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