27 Libby Ct, Franklin, OH 45005 Property Records

Warren County property record for 27 Libby Ct, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2020)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-193-025-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-193-025-0`
Alternative APNs	`0426193025` `426193025` `2138861`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	240 sqft
2nd Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	362 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	261 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2138861
Street Address	27 LIBBY CT
City	FRANKLIN
State	OH
Zip	45005-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 6 LOT 125
Legal Subdivision	HARPLAND ESTATES 6
Legal Block	861
Legal Lot Number	125
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1011
Census Tract	32501

Owner

Source: Warren County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 LIBBY CT, FRANKLIN, OH 45005-6510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jun 14, 2000 · Amount on Record
Deed Document Number	202033682
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Oct 1, 2026
Property Address	27 LIBBY CT, FRANKLIN, OH 45005-6510
Document Number	0000027898
Instrument Date	Sep 25, 2026
Instrument	202627898
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LIBBY CT, FRANKLIN, OH 45005-6510

Mortgage

Document Number	0000027898,
Date	Oct 1, 2026
Instrument	202627898

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2027

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 2, 2020
Property Address	27 LIBBY CT, FRANKLIN, OH 45005-6510
Document Number	0000033682
Map Reference	MB 45 PG 85&86
Instrument Date	Aug 27, 2020
Instrument	2020-033682
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LIBBY CT, FRANKLIN, OH 45005-6510

Mortgage

Document Number	0000033683
Date	Sep 2, 2020
Instrument	2020-033683

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,683.00 (+24.25%)	$91,000 (+26.65%) Land $24,500 Building $66,500	$260,010 (+26.65%) Land $70,000 Building $190,010
2023	$3,769.00 (+3.32%) Homeowner's exemption	$71,852 (-) Land $12,915 Building $58,937
2022	$3,648.00 Homeowner's exemption	$71,852 Land $12,915 Building $58,937	$205,290 (-) Land $36,900 Building $168,390
2021			$205,290 Land $36,900 Building $168,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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