52 Dudley St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 52 Dudley St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2021)
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0014 L:0007`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0007`
Alternative APNs	`M:006=H B:0014 L:0007` `6034028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6034028
Street Address	52 DUDLEY ST
City	SAUGUS
State	MA
Zip	01906-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BALLARD GARDENS
Legal Block	14
Legal Lot Number	7
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1025
Census Tract	208102

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-H B:0014 L:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 09, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Nov 08, 2017	Quit Claim Deed, Transfer OCWEN FIN SVC INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Prior Sale	Nov 08, 2017 · Amount on Record
Deed Book / Page	40561 / 313
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0042307-16
Date	Sep 04, 2024
Book Page	42307/16
Instrument	20240904000260

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 09, 2021
Property Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number	040561-313
Book / Page	40561 / 313
Instrument Date	Dec 09, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Investor	Possibly a Property Investor

Mortgage

Document Number	0040561315
Date	Dec 09, 2021
Instrument	40561/315

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38986-177
Date	Sep 28, 2020
Book Page	38986/177
Instrument	20200928002640

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 08, 2017
Property Address	52 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number	36318-404
Book / Page	36318 / 404
Instrument	171108004240
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DUDLEY ST, SAUGUS, MA 01906-1827

Mortgage

Document Number	363180406
Date	Nov 08, 2017
Instrument	36318/0406

Lender

Name	OCWEN FIN SVC INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,147.00 (+4.81%)	$481,900 (+4.51%) Land $297,500 Building $184,400	$517,180
2024	$4,911.00 (+1.97%)	$461,100 (+7.81%) Land $280,500 Building $180,600
2023	$4,816.00	$427,700 Land $246,500 Building $181,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024, other causes
Claims By Storm	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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