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44 Dudley St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 44 Dudley St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,054 sqft · built 1940
Lot Size0.125 acres (5,436 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Aug 2025)
Tax Bill$6,729 (2026)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNSAUG M:006-H B:0014 L:0003

Property Details

APN / Parcel Number

Primary APNSAUG M:006-H B:0014 L:0003
Alternative APNs
  • M:006=H B:0014 L:0003
  • 3666033

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,054 sqft Living Area
Gross Area3,108 sqft
1st Floor Area1,102 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,436 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3666033
Street Address44 DUDLEY ST
CitySAUGUS
StateMA
Zip01906-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal SubdivisionBALLARD GARDENS
Legal Block14
Legal Lot Number3
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1025
Census Tract208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44 DUDLEY ST, SAUGUS, MA 01906-1827
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on Record
Deed SaleAug 8, 2025 · Amount on Record
Deed Book / Page42878 / 529
Record UpdatedOct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 8, 2025
Property Address44 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number042878-529
Book / Page42878 / 529
Instrument DateAug 8, 2025
Instrument20250808002820
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address44 DUDLEY ST, SAUGUS, MA 01906-1827

Mortgage

Document Number20250808002830
DateAug 8, 2025
Instrument20250808002830
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,729.00 (+4.18%)$645,800 (+6.78%) Land $328,900 Building $316,900$703,641 (+10.55%)
2025$6,459.00 (+4.11%)$604,800 (+3.83%) Land $299,000 Building $305,800$636,500
2024$6,204.00 (+3.61%)$582,500 (+9.53%) Land $281,900 Building $300,600
2023$5,988.00$531,800 Land $247,800 Building $284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims58 (1978–2024)
Claims Outside the SFHA4 of 58
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims
  • Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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