58 Dudley St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 58 Dudley St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,310 sqft · built 1948
Lot Size	0.127 acres (5,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2024)
Tax Bill	$6,001 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0014 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0010`
Alternative APNs	`M:006=H B:0014 L:0010` `5910022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,310 sqft Living Area
Gross Area	2,683 sqft
1st Floor Area	926 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,541 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5910022
Street Address	58 DUDLEY ST
City	SAUGUS
State	MA
Zip	01906-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	BALLARD GARDENS
Legal Block	14
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1025
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58 DUDLEY ST, SAUGUS, MA 01906-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	20241300
Deed Book / Page	42058 / 120
Prior Transfer Date	Apr 5, 2024
Prior Transfer Doc	042058-120
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 8, 2024
Property Address	58 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number	042058-120
Book / Page	42058 / 120
Instrument Date	Apr 5, 2024
Instrument	20240408001300
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58 DUDLEY ST, SAUGUS, MA 01906-1827

Mortgage

Document Number	240408001310
Date	Apr 8, 2024
Instrument	240408001310

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	58 DUDLEY ST, SAUGUS, MA 01906-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38931-510
Date	Sep 14, 2020
Book Page	38931/510
Instrument	20200914003230

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,001.00 (+3.09%)	$575,900 (+5.67%) Land $329,300 Building $246,200	$636,001 (+14.13%)
2025	$5,821.00 (+5.03%)	$545,000 (+4.73%) Land $299,400 Building $245,600	$557,270
2024	$5,542.00 (+3.2%)	$520,400 (+9.12%) Land $282,300 Building $238,100
2023	$5,370.00	$476,900 Land $248,100 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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