48 Dudley St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 48 Dudley St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,637 sqft · built 1947
Lot Size	0.165 acres (7,192 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Jul 2022)
Tax Bill	$5,983 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0014 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0014 L:0005`
Alternative APNs	`M:006=H B:0014 L:0005` `764010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,086 sqft
Basement Area	848 sqft
Unfinished Basement	297 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,192 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	764010
Street Address	48 DUDLEY ST
City	SAUGUS
State	MA
Zip	01906-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1025
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12 PLEASANT ST, SAUGUS, MA 01906-2170
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	20221960
Deed Book / Page	41066 / 567
Last Transfer Date	Apr 25, 2023
Transfer Doc	041683-151
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 27, 2023
Property Address	48 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number	041683-151
Book / Page	41683 / 151
Instrument Date	Apr 25, 2023
Instrument	20230727002990
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PLEASANT ST, SAUGUS, MA 01906-2170

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 15, 2022
Property Address	48 DUDLEY ST, SAUGUS, MA 01906-1827
Document Number	041066-567
Book / Page	41066 / 567
Instrument Date	Jul 14, 2022
Instrument	20220715001960
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 PLEASANT ST, SAUGUS, MA 01906-2170

Mortgage

Document Number	220715001970
Date	Jul 15, 2022
Instrument	220715001970

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,983.00 (+4.71%)	$574,200 (+7.33%) Land $335,700 Building $238,500	$629,643 (+16.46%)
2025	$5,714.00 (+2.75%)	$535,000 (+2.45%) Land $305,200 Building $229,800	$540,645
2024	$5,561.00 (+8.68%)	$522,200 (+14.92%) Land $287,700 Building $234,500
2023	$5,117.00	$454,400 Land $252,900 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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