52 Cambridge St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 52 Cambridge St, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,176 sqft · built 1965
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (May 2021)
Tax Bill$4,507 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0038

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0038

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area4,162 sqft
1st Floor Area1,186 sqft
Basement Area1,176 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address52 CAMBRIDGE ST
CityAYER
StateMA
Zip01432-1369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number38
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0038

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address52 CAMBRIDGE ST, AYER, MA 01432-1369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2018Quit Claim Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Book / Page77752 / 536
Record UpdatedSep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMay 12, 2021
Property Address52 CAMBRIDGE ST, AYER, MA 01432-1369
Document Number77752-536
Book / Page77752 / 536
Instrument DateMay 12, 2021
Instrument107948
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 CAMBRIDGE ST, AYER, MA 01432-1369

Mortgage

Document Number107949
DateMay 12, 2021
Instrument107949
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateAug 31, 2018
Property Address52 CAMBRIDGE ST, AYER, MA 01432-1369
Document Number71565-569
Book / Page071565 / 000569
Instrument DateAug 13, 2018
Instrument135647
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,203.84
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 CAMBRIDGE ST AYER MA 014321369, AYER, MA 01432-1369

Mortgage

Document Number71565-573
DateAug 31, 2018
Book Page071565/000573
Instrument135648
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,507.00 (+12.28%)$376,800 (+16.58%) Land $145,000 Building $231,800$455,905 (+1.12%)
2024$450,870
2023$4,014.00$323,200 Land $135,900 Building $187,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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