48 Cambridge St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 48 Cambridge St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,056 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$509,000 (2024)
Tax Bill$4,629.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0036

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,056 sqft Living Area
Basement Area1,056 sqft Basement
Unfinished Basement1,056 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemRadiant Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address48 CAMBRIDGE ST
CityAYER
StateMA
Zip01432-1361
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number36
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup3
Census Block3001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0036

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 CAMBRIDGE ST, AYER, MA 01432-1361
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2025Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK
Aug 16, 2021Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Prior SaleMay 16, 1985 · Amount on Record
Deed Doc Number202464826
Deed Book / Page82900 / 372
Prior Transfer DateJul 08, 2021
Prior Transfer Doc78482-9
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address48 CAMBRIDGE ST, AYER, MA 01432-1361
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083981-34
DateApr 17, 2025
Book Page83981/34
Instrument40311
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 01, 2045

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateAug 16, 2021
Property Address48 CAMBRIDGE ST, AYER, MA 01432-1361
Document Number78482-9
Book / Page78482 / 9
Instrument DateJul 08, 2021
Instrument183303
Transaction TypeTransfer
Record UpdatedSep 03, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address48 CAMBRIDGE ST, AYER, MA 01432-1361

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,629.00 (+13.21%)$387,000 (+17.56%) Land $136,700 Building $250,300$470,535 (+0.1%)
2024$470,060
2023$4,089.00$329,200 Land $127,900 Building $201,300

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