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42 Cambridge St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 42 Cambridge St, Ayer, MA 01432

Property Summary

Property TypeApartments (5+ Units)
Details2 bd · 2.5 ba · 2,834 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$791,000 (Oct 2024)
Tax Bill$5,909 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0034

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0034

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,834 sqft Living Area
Gross Area1,802 sqft
1st Floor Area720 sqft
Basement Area1,446 sqft
Unfinished Basement1,446 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address42 CAMBRIDGE ST
CityAYER
StateMA
Zip01432-1361
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeA2
Legal Lot Number34
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group3
Census Block3001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 CAMBRIDGE ST, 44, AYER, MA 01432-1361
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTHAMPTON SAVINGS BANK
Mar 15, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 15, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2024 · Amount on Record
Deed SaleOct 30, 2024 · Amount on Record
Prior SaleApr 27, 2023 · Amount on Record
Deed Book / Page83412 / 353
Transfer Doc70737-459
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateApr 27, 2023
Property Address42 CAMBRIDGE ST, AYER, MA 01432
Document Number081470-522
Book / Page81470 / 522
Instrument DateApr 27, 2023
Instrument42644
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 CAMBRIDGE ST # 44, 44, AYER, MA 01432
InvestorPossibly a Property Investor

Mortgage

Document Number0000042645
DateApr 27, 2023
Instrument42645
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMar 15, 2018
Property Address42 CAMBRIDGE ST, AYER, MA 01432
Document Number70737-457
Book / Page070737 / 000457
Instrument DateFeb 13, 2018
Instrument34760
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 ELIZABETH ST LITTLETON MA 014601738, LITTLETON, MA 01460-1738

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMar 15, 2018
Property Address42 CAMBRIDGE ST, AYER, MA 01432
Document Number70737-459
Book / Page070737 / 000459
Instrument DateFeb 13, 2018
Instrument34761
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16 ELIZABETH ST LITTLETON MA 014601738, LITTLETON, MA 01460-1738

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,909.00 (+20.72%)$494,100 (+25.37%) Land $136,700 Building $357,400
2023$4,895.00$394,100 Land $127,900 Building $266,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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