46 Cambridge St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 46 Cambridge St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage1,384 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$99,500 (1997)
Tax Bill$4,095.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0035

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,384 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1988
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.2 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address46 CAMBRIDGE ST
CityAYER
StateMA
Zip01432-1361
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number35
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup3
Census Block3001
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0035

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 CAMBRIDGE ST, AYER, MA 01432-1361
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage
AYER TOWN OF
Dec 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 1997 · Amount on Record
Deed SaleFeb 18, 1997 · Amount on Record
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address46 CAMBRIDGE ST, AYER, MA 01432-1361
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084706-181
DateOct 07, 2025
Book Page84706/181
Instrument121576
Lender
NameAYER TOWN OF
Agreement
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address46 CAMBRIDGE ST, AYER, MA 01432-1361
Document Number71997-42
Instrument DateDec 04, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CAMBRIDGE ST AYER MA 014321361, AYER, MA 01432-1361

Mortgage

Document Number71997-42
DateDec 12, 2018
Book Page071997/000042
Instrument8696
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,095.00 (+12.1%)$342,400 (+16.42%) Land $136,700 Building $205,700$484,500 (+0.73%)
2024$480,985
2023$3,653.00$294,100 Land $127,900 Building $166,200

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