52 Bader Ave, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 52 Bader Ave, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1925
Lot Size	0.403 acres (17,500 sqft)
Owner	Individual Name on File
Tax Bill	$4,783 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201-0055000`

Property Details

APN / Parcel Number

Primary APN	`201-0055000`
Alternative APNs	`143601 349.15-1-16.1` `36013491500001016100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,088 sqft
Upper Floors Area	544 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,500 sqft (0.403 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	201-0055000
Street Address	52 BADER AVE
City	GOWANDA
State	NY
Zip	14070-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	16.100
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2021
Census Tract	17501

Owner

52 Bader Ave is owned and occupied by an individual who acquired it in December 2010.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	52 BADER AVE, GOWANDA, NY 14070-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Jun 8, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2010
Deed Sale	Dec 21, 2010
Deed Document Number	2010234193
Deed Book / Page	11194 / 5142
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	0111945142
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	52 BADER AVE, GOWANDA, NY 14070-1006
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BADER AVE, GOWANDA, NY 14070-1006

Mortgage

Document Number	0141159121
Date	Jan 11, 2024
Book Page	14115/9121
Instrument	2024006708

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	52 BADER AVE, GOWANDA, NY 14070-1006
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BADER AVE, GOWANDA, NY 14070-1006

Mortgage

Document Number	0139957781
Date	May 18, 2021
Book Page	13995/7781
Instrument	2021095389

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	52 BADER AVE, GOWANDA, NY 14070-1006
Document Number	0138627782
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BADER AVE GOWANDA NY 140701006, GOWANDA, NY 14070-1006

Mortgage

Document Number	0138627782
Date	Jul 16, 2018
Book Page	013862/007782

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate	4.62%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Feb 16, 2018
Property Address	52 BADER AVE, GOWANDA, NY 14070-1006
Document Number	0113256801
Book / Page	011325 / 006801
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BADER AVE GOWANDA NY 140701006, GOWANDA, NY 14070-1006

Tax Assessment & Valuation

The 2026 property tax bill for 52 Bader Ave was $4,783, up 390.6% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,783.00 (+390.56%)
2025	$975.00 (-62.73%)	$69,700 (-) Land $4,600 Building $65,100	$248,900 (+21.41%) Land $16,427 Building $232,473
2024	$2,616.00	$69,700 (-) Land $4,600 Building $65,100	$205,000 (+5.89%) Land $13,529 Building $191,471
2023		$69,700 (-) Land $4,600 Building $65,100	$193,600 (+16.63%) Land $12,777 Building $180,823
2022		$69,700 Land $4,600 Building $65,100	$166,000 Land $10,956 Building $155,044
2021	$909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Bader Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Bader Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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